Transparency and Editorial Principles
Financial information requires trust. Readers should be able to understand who creates the content, which sources are used, how platforms are assessed and how the site is financed.
Who creates the content?
P2P Investitor is managed by Krasi, its creator, analyst and author. Reviews, comparisons, guides and news analysis are prepared independently. More information is available on the About page.
Research and platform ratings
Reviews and ratings use practical testing, risk analysis, public financial information, platform documentation and ongoing monitoring. Factors include company history, transparency, lender quality, investment structure, liquidity, regulation and investor protections.
The rating process is described in the methodology. Ratings are editorial assessments, not guarantees or recommendations to invest.
Affiliate links and how the site is financed
Some platforms operate affiliate programmes. If a reader registers through an eligible link, the platform may offer the new user a bonus and may pay P2P Investitor a referral commission. This normally does not add a cost for the reader.
Affiliate income helps cover hosting, domain, technical maintenance and content-production costs, allowing the site to remain freely accessible.
Editorial independence
- affiliate programmes do not determine ratings, reviews or conclusions;
- positive ratings are not sold;
- analysis is not changed in exchange for payment;
- a platform is not included solely because it has an affiliate programme;
- sponsored material must not influence editorial scores.
Commercial relationships and editorial assessment are treated separately. The presence or absence of an affiliate programme is not evidence that a platform is safer or better.
No hidden advertising
Affiliate links and promotional elements are presented in context. The site does not intentionally use misleading buttons or disguise advertising as independent evidence. Any external advertising should be distinguishable from editorial content.
Sources and updates
Information is gathered from official publications, public reports, platform documentation and direct observations. Material claims are checked against primary sources where possible.
Interest rates, bonuses, terms and platform features can change. Readers should verify current conditions directly with the provider. Corrections can be submitted through the contact page.
Educational purpose
The content is educational and informational. It is not financial, investment, legal or tax advice. Read the combined Risk Warning & Disclaimer before using the site’s information.