About P2P Investitor
This page explains who creates P2P Investitor, how the project developed and how its reviews, comparisons and educational content are prepared.
P2P Investitor is an independent information project. It is not an investment company, broker or financial institution and does not provide personalised financial advice.
Who is behind the site?
My name is Krasi. I am a Bulgarian private investor and the creator of P2P Investitor. I began testing P2P platforms with my own funds in 2019, initially as one part of a broader investment portfolio.
Over time, I started examining the different business models, investor-protection mechanisms and factors that affect risk, returns and liquidity. My notes and comparisons gradually developed into this site.
Although the project was created by a Bulgarian author, the English edition is written for an international audience and does not assume that the reader lives or pays tax in Bulgaria.
My approach
I use a practical and consistent approach: testing platform functions where possible, monitoring material changes, reviewing official information and public reports, and comparing data across platforms.
Reviews consider both potential benefits and risks, including company history, transparency, investment structure, lender quality, liquidity, regulation and the information available to investors.
How the content is produced
Articles combine personal observations with official platform information, public financial reports, news and other available sources. Important claims are checked against primary sources whenever possible.
Terms, rates and platform features can change after publication. Readers should therefore verify current information directly with the relevant platform before making a decision.
What you can expect
- structured reviews of P2P platforms;
- comparisons of investment products and business models;
- clear explanations of key concepts and processes;
- material sector news and platform updates;
- risk analysis based on available evidence.
What I do not do
- I do not provide personalised financial advice.
- I do not promise or guarantee returns.
- I do not sell positive ratings or paid favourable reviews.
- I do not work for a P2P platform.
- I do not treat affiliate relationships as evidence of quality.
Independence and transparency
Opinions, analyses and ratings reflect my judgement based on the information available and my experience with the platforms. Affiliate partnerships may help finance the site but do not guarantee a positive assessment or determine editorial scores.
Read more about the site’s editorial and affiliate principles.
Contact
Questions, corrections and suggestions are welcome at info@p2pinvestitor.eu or through the contact page.