Editorial analysis, comparisons, the P2P Investitor Score and practical tools for better-informed P2P investing.
Search, filter by the currently published Score, add platforms to a watchlist and select up to three for a side-by-side review. Everything runs locally in your browser.
| ★ | ✓ | Platform | Score | Comparison profile | |
|---|---|---|---|---|---|
MMintosBroad selection and regulated Notes |
8.9 | Compare when seeking a broad selection | Review → | ||
PPeerBerrySimple interface and group concentration |
8.8 | Compare with a focus on automation | Review → | ||
BBondora Go & GrowSimplified product with withdrawal limits |
8.8 | Compare when a simple interface is the priority | Review → | ||
IIncomeContractual safeguards and lender risk |
8.4 | Compare contractual safeguards | Review → | ||
RRobocashAutomation and group concentration |
8.3 | Compare when automation is the priority | Review → | ||
EEsketitHigher advertised rates and concentration |
8.1 | Compare with a higher concentration tolerance | Review → | ||
SSwaperSimple interface and concentration |
7.8 | Compare when ease of use is the priority | Review → | ||
TTWINOLower editorial liquidity assessment |
7.5 | Compare with a focus on reporting and structure | Review → |
Choose the shortest path depending on whether you are just getting started, comparing platforms or checking risk in your portfolio.
Key steps, risks, platform selection and what to check before your first deposit.
Beginner's guide → 02 · ComparisonReview the Score, business model, regulation, liquidity and key differences before opening the detailed reviews.
Open the comparison → 03 · RiskIdentify concentration by platform, lender, group and country, and see where risk has accumulated.
Open Risk Analyzer ↗The Score is an editorial comparison metric. It is not a credit rating, does not predict future returns and does not measure the probability of loss.
After reviewing the overall result, open the full review and check regulation, product structure, lenders, liquidity, contractual safeguards and official documents. The methodology and its limitations should be clear before any investment decision.
Structural factors receive more weight. Returns are only one part of the overall assessment.
The weights describe the editorial framework. The Score is not a credit rating and does not guarantee future performance.
The tools operate separately from the editorial content and support portfolio risk analysis, diversification, stress testing, tax orientation and comparison.
Identify concentration by platform, lender, group and country.
Analyse →Review your portfolio allocation and concentration.
Open →Simulate a platform problem, payment delays or a decline in returns.
Start →Practical guidance for tax reporting.
Open →Compare key characteristics side by side.
Compare →Choose a topic based on your experience and goals — from the first steps and return expectations to diversification, liquidity and platform risk assessment.
Credit, platform, concentration and liquidity risk — organised into a practical framework.
Read the guide →A step-by-step guide before your first deposit.
Open →Risk, liquidity, diversification and different portfolio roles.
Open →How advertised and realised returns can differ.
Open →How inflation affects real returns.
Open →The essentials about the Score, risk, buyback and how we use data on the site.
P2P investments involve credit, platform and liquidity risk, including the possibility of partial or total loss. Use the Score for an initial comparison, then review the individual criteria, assessment limitations and primary documents cited in the platform's full review.