Current P2P promotions and bonuses

P2P Bonuses for Investors in 2026

We track bonus campaigns, cashback offers and promotions from leading European P2P platforms. Compare confirmed offers and the key conditions for receiving each bonus.

Checked: 16 September 2026 Reviewed regularly Terms may change

What are P2P bonuses?

Many P2P platforms offer bonus campaigns for new investors. These may include a fixed cash reward, cashback, extra interest for a limited period or rewards for reaching a specified investment volume.

Some offers are ongoing, while others are short-term promotions. This page is reviewed regularly and covers popular European platforms including Mintos, PeerBerry, Bondora, Income Marketplace and Robocash.

Before registering, always verify the campaign terms, minimum investment, qualifying period and any country or account restrictions on the platform.

P2P bonuses and promotions

Compare the current terms, restrictions and status of bonus campaigns from popular European P2P platforms.

Sort platforms by rating, return or bonus size.
Platform Bonus Return Minimum P2P Score Status
M
Mintos
Marketplace β€’ Europe
P2P Score 🟒 Beginner Friendly
€20 bonus
Invest within 30 days and hold for 90 days
10%–13% €1,500
8.9
● Active View offer
I
Income Marketplace
Secured Loans
P2P Score πŸ“ˆ High Yield
1% bonus
Minimum €10, maximum €500
12%–15% No fixed threshold
8.4
● Active View offer
P
PeerBerry
Buyback Loans
πŸ›‘ Stable Platform πŸ“ˆ High Yield
+0.5% for 90 days
Separate loyalty bonus up to +1%
10%–12% €10 for welcome bonus
8.8
● Active View offer
R
Robocash
Automated Investing
πŸ“ˆ High Yield πŸ›‘ Stable Platform
0.5% bonus
Up to a maximum of €10
11%–14% €500
8.3
● Active View offer
G
Go & Grow
Bondora Product
🟒 Beginner Friendly πŸ›‘ Stable Platform
€5 + €5 bonus
Trial offer and referral reward
6%–7% €50 within 30 days
8.8
● Active View offer
E
Esketit
Auto Invest
🟒 Beginner Friendly πŸ›‘ Stable Platform
1% referral bonus
Up to €1,000; first purchase within 30 days
10%–13% €10
8.1
● Active View offer
L
LANDE
Agricultural Loans
πŸ›‘ Stable Platform πŸ“ˆ High Yield
3% cashback
On investments made during the first 30 days
10%–12% €50
β€”
● Active View offer
A
Afranga
Business loans β€’ ECSP
πŸ“ˆ High Yield πŸ’Έ Cashback
0.5% cashback
On deposited funds that are invested during the first 90 days
Up to 16% No minimum
8.2
● Active View bonus
T
Twino
P2P Loans
πŸ’Έ Cashback
Up to 2% cashback
0.5% / 1% / 2% based on term
8%–14% Activation in profile
7.5
● Limited View offer
S
Swaper
Buyback Loans
πŸ“ˆ High Yield
+2% interest
Loyalty bonus for selected originators
12%–14% €25,000 for 3 months
7.8
● Active View offer
F
FF Forest
Forestry Investments
πŸ“ˆ High Yield πŸ’Έ Cashback
1% cashback
On all investments made during the first 30 days
Up to 18% Not specified
β€”
● Active View offer

How P2P bonuses work

Most bonus campaigns follow a similar process: registration, verification, investment and payment after the qualifying conditions are met.

01
πŸ‘€

Create an account

Register through the platform’s promotional link so the campaign can be attributed correctly.

02
πŸ›‘

Complete verification

Confirm your identity through the platform’s standard KYC process.

03
πŸ’Έ

Make an investment

Deposit and invest according to the minimum requirements of the offer.

04
🎁

Receive the bonus

After the conditions are met, the bonus is usually credited automatically to the account.

How offers are selected

The focus is on relevant P2P campaigns, transparency and useful information for investors.

πŸ”„

Regular reviews

We review campaigns and update the page when offer conditions, deadlines or availability change.

🌍

European focus

We primarily cover P2P platforms available to European retail investors.

πŸ“Š

Independent selection

Platforms are included based on popularity, transparency, offer terms and relevance to P2P investors.

🀝

Affiliate transparency

Some links may be affiliate partnerships, which help fund the development and maintenance of this site.

Frequently asked questions

Common questions about P2P bonuses, conditions and promotional campaigns.

How P2P bonuses work?

Most bonuses are activated after registration and a qualifying investment through a promotional link.

Is there a minimum investment?

Yes. Most campaigns require a minimum deposit or qualifying investment volume.

When is the bonus paid?

The bonus is usually credited automatically after the campaign conditions are met.

Do all platforms offer bonuses?

No. Some platforms operate ongoing bonus programmes, while others run temporary campaigns.

Can I use more than one bonus?

In most cases, bonuses are limited to new users and can be used only once.

Does P2P investing involve risk?

Yes. P2P investments carry a risk of capital loss, delayed payments and borrower or platform failure.

CHECKED 16 SEPTEMBER 2026

Compare P2P Bonuses for 2026

See which P2P platforms list rewards for new investors and compare the conditions before registering.

βœ” Checked terms βœ” Terms reviewed βœ” European platforms
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