Disclaimer & Risk Warning

P2P investments involve risk, including the possible loss of some or all invested capital. Returns, buyback commitments and liquidity are not guaranteed. This page summarises the main risks and explains the limitations of the information published on P2P Investitor.

1. Capital and credit risk

Borrowers may default and lenders or other obligated companies may experience financial difficulty. Recovery can be partial, delayed or unsuccessful. Protective mechanisms do not eliminate this risk.

2. Lending-company and platform risk

Many marketplaces depend on third-party lending companies. Failure of a lender or platform can lead to payment delays, restructuring, servicing disruption or loss. Concentration within one corporate group can increase the impact.

3. Liquidity risk

Investments may not be withdrawable or saleable when needed. Secondary-market activity can fall, withdrawals may be restricted and early exit may require a discount or may not be available.

4. Buyback and guarantee risk

A buyback or group guarantee is generally a contractual obligation. Its value depends on the solvency and willingness of the responsible company. It is not equivalent to a government deposit guarantee.

5. Changes, delays and regulatory risk

Platforms may change rates, fees, buyback terms, eligibility rules or other conditions. Laws and regulatory requirements also vary by jurisdiction and can affect platform operations or investor access.

6. Currency, country and technical risk

Foreign-currency exposure, political or economic events, local enforcement rules, outages, data errors and cybersecurity incidents can affect access, valuations and recoveries.

7. No investment, legal or tax advice

All information on P2P Investitor is provided for general educational and informational purposes. Nothing on the site is a recommendation to buy, sell or hold an investment, nor is it personalised financial, legal or tax advice.

Eligibility and tax treatment depend on the reader’s country of residence and personal circumstances. Obtain qualified professional advice when needed.

8. Accuracy and timeliness

Reasonable efforts are made to publish accurate and current information, but completeness, accuracy and continued availability cannot be guaranteed. Platform terms and market conditions may change without this site being updated immediately.

9. External links and affiliate relationships

The site links to third-party services and may use affiliate links. P2P Investitor does not control third-party content, services, security or policies. Affiliate relationships do not remove investment risk and do not guarantee a positive assessment.

10. Personal responsibility and limitation of liability

Readers are responsible for their research, decisions and use of the information. To the extent permitted by applicable law, the site owner is not responsible for direct or indirect loss, lost profit or other damage arising from reliance on the site or third-party services.

Past performance is not a reliable indicator of future results. Diversification may reduce concentration but cannot guarantee preservation of capital.

Updates and contact

This notice may be updated when the site or relevant information changes. Last updated: 9 August 2026.

Questions or correction requests can be sent to info@p2pinvestitor.eu.