The latest overview shows broader exposure across loan types, originators and countries, while corporate concentration remains an important part of the risk assessment.
Portfolio and diversification
PeerBerry’s Portfolio Reaches Approximately €147m
PeerBerry’s outstanding portfolio has reached approximately €147m. The platform attributes the growth to stronger investor activity and an expanding loan supply from its international business partners.
What changed
The portfolio in figures
five main categories: short-term, long-term, business, leasing and real-estate loans;
34 loan originators across 16 countries;
the share of short-term loans increased from approximately 7% at the start of 2026 to 19.5%.
How exposure is distributed
The offering includes originators associated with Aventus Group, Gofingo Group, SIB Group, Lithome and Litelektra. Investors can combine different originators, countries, loan types and maturities.
What this means for investors
A broader supply makes it easier to spread investments across markets and loan types. However, the number of originators should not automatically be treated as full corporate diversification because multiple lenders may belong to the same business group.
Investor Impact
Diversification: ↑
More countries, originators, maturities and loan types create additional allocation options.
Concentration: ↔
Many originators remain connected to a limited number of business groups.
Returns: ↔
Portfolio growth does not represent a platform-wide change in interest rates.
Liquidity: ↔
A larger supply does not guarantee a faster exit from an individual investment.
Important: portfolio size and variety are measures of scale, not guarantees of lower risk. Investors should monitor concentration by business group, lender solvency, buyback and group-guarantee terms, and actual liquidity.
No change in the Score. A larger portfolio and a higher number of originators do not change the rating unless a measurable methodology criterion has changed.
Monthly results
PeerBerry’s Portfolio Reaches a Record €144.27m
Strong investor activity pushed PeerBerry to a new all-time high in July. Investors funded €41.6m in loans, more than 8% above June, while total funding since the platform’s launch exceeded €3.46bn.
What changed
July 2026 in figures
€144.27m outstanding portfolio at month-end, up approximately 9%;
more than €1.1m in interest earned by investors during July;
€56.53m in total interest paid since PeerBerry launched;
1,116 new investors and more than 121,000 verified users.
Repayments and Secondary Market
SIB Group repaid €7.2m in principal. Including interest, investors received €8.53m, of which approximately €1.33m was interest income. Investments worth €243,549 were traded on the Secondary Market during July.
What this means for investors
The growth points to strong demand and a larger supply of loans. However, portfolio size and interest paid are measures of scale and activity; they do not prove that credit or liquidity risk has declined.
Investor Impact
Loan availability: ↑
The higher funded volume indicates more investment activity during July.
Credit risk: ↔
Higher volume and interest paid do not demonstrate improved loan quality.
Liquidity: ↔
Secondary Market turnover does not guarantee an exit at the desired time or price.
Platform scale: ↑
The outstanding portfolio and verified user base reached new highs.
Important: when assessing PeerBerry, investors should continue monitoring exposure to connected lending groups, the financial position of individual lenders and the ability of buyback and group-guarantee providers to meet their obligations.
No change in the Score. Monthly growth in funding and investor activity does not by itself change a methodology criterion.
Recognition
Aventus Group Named Among the World’s Top Fintech Companies 2026
PeerBerry reports that Aventus Group, the platform’s largest business partner, has been included in CNBC and Statista’s World’s Top Fintech Companies 2026 ranking in the Alternative Finance category.
What changed
About the ranking
more than 3,500 fintech companies were evaluated;
over 25,000 data points were analysed;
500 companies from more than 50 countries and territories were selected;
the assessment covered growth, profitability, innovation, market presence and sustainability.
Aventus Group context
The group operates in more than 20 countries, employs nearly 5,000 people and has issued more than €7bn in loans since it was founded. In the first half of 2026, it reported €851.6m in loans issued, a €468.7m loan portfolio and €264.2m in equity.
What this means for investors
Inclusion in an international ranking is a positive reputational signal reflecting the group’s scale and development. It is not a credit rating, an audit or an independent guarantee that obligations to investors will be fulfilled.
Investor Impact
Reputation: positive signal
The recognition increases external visibility for Aventus Group.
Credit risk: ↔
The ranking is not a credit assessment and does not verify repayment capacity.
Concentration: ↔
Exposure through multiple Aventus lenders remains connected to one group.
Investor terms: ↔
The recognition does not change returns, guarantees or liquidity conditions.
Important: the recognition does not automatically reduce credit or concentration risk. Aventus Group offers investments on PeerBerry through 30 lending companies in 16 countries, but these exposures remain connected to one corporate group and do not provide full corporate diversification.
No change in the Score. A media ranking is not an audited financial, regulatory or risk-development indicator in the Score methodology.
Platform statistics
More Than 90% of PeerBerry’s Portfolio Is Held by Loyalty Investors
PeerBerry reports that the total value of outstanding investor portfolios has reached €144m, up 24% from €116.12m at the end of 2025. The number of verified users increased by 7.1% to 120,706.
What changed
Published figures
€132.01m, or 91.7% of the portfolio, is held by Silver, Gold and Platinum investors;
Platinum investors hold €87.81m;
Gold investors hold €16.32m;
Silver investors hold €27.88m.
Larger portfolios
The number of investors with portfolios above €100,000 has risen by 34.4% since the end of 2025. Their combined portfolios reached €50m, compared with €40.64m six months earlier.
What this means for investors
The figures show growing participation by long-term and larger investors. However, they measure the amount and distribution of invested funds, not loan quality or the ability of lenders to meet their obligations. Loyalty status does not provide additional capital protection.
Investor Impact
Investor retention: ↑
The figures indicate strong participation by investors with loyalty status.
Capital protection: ↔
Loyalty tiers do not add deposit protection or remove lender risk.
Concentration incentives: watch
Tier thresholds may encourage investors to hold more capital on one platform.
Liquidity: ↔
Larger investor portfolios do not demonstrate improved exit conditions.
Important: a larger portfolio and a growing user base do not prove lower credit or liquidity risk. When assessing PeerBerry, investors should also review exposure to Aventus Group, the financial position of individual lenders, arrears and the terms of buyback and group guarantees.
No change in the Score. Portfolio distribution by loyalty tier is not evidence of a change in credit quality, regulation or investor protection.
Financial results
Aventus Group Publishes Its Results for the First Half of 2026
PeerBerry reports that Aventus Group, the platform’s main business partner, earned €49.1m in net profit during the first six months of 2026. The group’s companies issued €851.6m in loans across their international markets.
What changed
Published figures
€49.1m in net profit;
€851.6m in loans issued;
€468.7m loan portfolio;
€231.3m in interest income;
€264.2m in equity.
Change since the end of 2025
According to the publication, the loan portfolio grew by 37.2% and equity by 17.7%. At the time of the announcement, PeerBerry offered loans from 30 Aventus Group lenders in 16 countries.
What this means for investors
Profit and higher equity matter to the group’s ability to service its obligations. They do not eliminate risks relating to a particular lender, country or loan. A large number of companies and countries also does not amount to full corporate diversification because a significant share of the offering remains connected to the same group.
Investor Impact
Financial resilience: positive signal
Profit and higher equity support the group’s capacity to meet its obligations.
Credit risk: remains
Group-level results do not remove the risk of an individual lender, country or loan.
Concentration: ↔
Multiple Aventus lenders still represent exposure to one corporate group.
Returns and liquidity: ↔
The financial figures do not directly alter the terms of available investments.
Important: the figures were published by Aventus Group through PeerBerry. Before using them in an investment decision, investors should check the scope of the report, the accounting basis and whether the data has been independently audited. A group guarantee is a contractual obligation, not state or deposit protection.
No change in the Score. The figures provide useful context, but they do not trigger a reassessment without verification against the relevant methodology criteria.
New lender
PeerBerry Adds Australian Lender Credit365 AU
Credit365 AU is an Aventus Group company offering short-term Australian loans with terms of up to 180 days. PeerBerry lists an annual return of 8.5% and says the loans can be included in AutoInvest.
What changed
New offering
the offering adds exposure to Australia;
loans are planned to be listed daily on business days;
a buyback guarantee and an Aventus Group guarantee are advertised.
Terms
advertised annual return: 8.5%;
loan terms: up to 180 days;
eligible for inclusion in AutoInvest.
What this means for investors
The new market improves geographic distribution and expands the selection of short-term loans. It does not necessarily improve corporate diversification because Credit365 AU remains part of Aventus Group.
Investor Impact
Geographic diversification: ↑
Investors gain access to loans from an additional country.
Corporate diversification: ↔
Credit365 AU belongs to the already represented Aventus Group.
Return: 8.5%
This is the advertised return for the new offering, not a platform-wide rate change.
Availability: potentially ↑
Planned daily listings may increase choice but do not guarantee continuous availability.
Important: buyback and group guarantees are contractual obligations. They depend on the solvency of the company responsible for fulfilling them and are not deposit guarantees.
No change in the Score. Adding one originator broadens geographic exposure but does not automatically change PeerBerry’s methodology-based rating.
Monthly statistics
Loans Funded in April Reach €26.35m
According to PeerBerry, investors funded €26.35m in loans during April, an increase of 12.5% compared with March. The platform attributes the growth to higher supply from existing partners and new lenders from Spain, Argentina and Peru.
What changed
Published figures
€953,342 in interest paid during April;
€122.64m outstanding portfolio at month-end;
€284,321 traded on the secondary market;
more than €3.34bn in loans funded since launch.
How to interpret the figures
Higher volume shows activity, but does not by itself demonstrate lower credit risk. Lender quality, connections between corporate groups and the practical ability to exit an investment remain important.
What this means for investors
Higher volume and broader supply may make it easier to invest and allocate capital across originators. They do not show by themselves whether credit quality, arrears or practical exit conditions have improved.
Investor Impact
Availability: ↑
Higher funded volume suggests more investment opportunities during the month.
Diversification: potentially ↑
New originators and countries expand choice, while group connections remain relevant.
Credit risk: ↔
Funding volume does not demonstrate a change in loan quality.
Liquidity: ↔
Secondary Market turnover does not guarantee an exit at the desired time or price.
Important: operational growth is not the same as lower risk. Investors should monitor arrears, lender finances, group concentration and buyback terms.
