Other P2P Platforms: Important Changes and Risk Context
Concise, verifiable updates on TD Funding, LANDE, Loanch, Debitum and FF Forest—what changed and what investors should assess beyond the advertised bonus or growth figure.
Loanch
Loanch Renames Welcome Bonus to First Investment Bonus
The new First Investment Bonus provides €20 to new investors who register between 28 July and 31 December 2026. The main change is that the bonus is credited immediately after the conditions are met rather than after an additional waiting period.
How is the bonus obtained?
register between 28 July and 31 December 2026;
complete KYC and provide proof of address if requested;
deposit at least €500 within seven days of verification;
invest the funds in loans with a minimum term of 60 days.
Crediting and withdrawal
The €20 bonus is credited once all conditions are met. It may be invested or left in the account balance, but it can be withdrawn only 60 days after being credited, regardless of when the qualifying investment ends.
The campaign may be combined with the Loanch referral programme, which offers an additional 1% cashback on invested funds during the first 90 days when its separate conditions are met. Each investor may receive the First Investment Bonus only once.
Important: the €20 bonus does not change credit, platform or liquidity risk. The minimum 60-day loan term and the withdrawal restriction on the bonus should be considered before participating.
TD Funding will select two investors in a draw for an organised visit to Gamescom 2026 in Cologne. The package includes air or rail travel from an EU country, two hotel nights, full event access, lunch and a tour of the B2B area, which is normally unavailable with a general-admission ticket.
Eligibility conditions
a portfolio of at least €15,000 when applying;
the balance must remain at least €15,000 on the draw date;
apply through the Gamescom banner in the user dashboard;
deadline: 6 August 2026 at 24:00 UTC.
Draw and travel
The two winners will be drawn on 7 August 2026 and must be able to travel on 26 or 27 August. TD Funding covers two hotel nights in Cologne.
Important: the prize is awarded by draw and is not a guaranteed return or investment bonus. Increasing a portfolio solely to reach the €15,000 threshold may increase concentration and liquidity risk.
LANDE Publishes Its June Platform Performance Report
LANDE published its monthly report for June 2026, covering agricultural project financing, repayments, overdue-debt recovery and major operational changes.
What should be reviewed in the report?
the volume and number of funded projects;
the distribution across countries;
the share of loans secured by land, property or machinery;
changes in loans more than 90 days overdue.
Practical significance
Growth in new financing should be considered alongside repaid principal, arrears and the recovery stage of problem loans. This provides a better basis for assessing whether volume growth is supported by sustainable portfolio quality.
Important: collateral does not guarantee full or rapid recovery. Selling land, machinery or other property may take time, and the realised price may be below the prior valuation. Investments through LANDE are not bank deposits and are not covered by a deposit-guarantee scheme.
Loanch Updates Its Loyalty Programme with Iron and Diamond Tiers
Loanch added two tiers and increased the additional interest applied to existing statuses. According to the official announcement, the changes took effect on 1 July, with the new values scheduled to appear in accounts from 2 July.
Tier
Minimum portfolio value
Additional interest
Iron
€3,000
+0.25%
Bronze
€5,000
+0.50%
Silver
€10,000
+0.75%
Gold
€20,000
+1.00%
Platinum
€50,000
+1.25%
Diamond
€80,000
+1.50%
What it means: the bonus may increase concentration if an investor holds more funds solely to reach a tier. Additional interest does not automatically compensate for credit, platform or liquidity risk.
The “Invest More, Earn More” Campaign Is Linked to Long-Term LFDF Assets
The campaign offers a reward based on the size of new investments but requires investment in specified LFDF assets with maturities exceeding 500 days. The reward should therefore be assessed together with duration, credit risk and early-exit conditions.
Before participating
check which assets qualify;
check the deadline and holding period;
calculate the reward as a percentage of the locked amount.
Main limitation
A maturity exceeding 500 days means a longer horizon and potentially limited liquidity. The campaign does not change the risk of the issuer or underlying assets.
FF Forest Publishes a Valuation of a 1,648.9-Hectare Forest Portfolio
The publication presents an external valuation of the forest portfolio, including property market values, timber characteristics and geographic distribution.
Practical value
An independent valuation can help assess the assets supporting the investment model and compare them with the values used by the company.
What it does not prove
An asset valuation does not guarantee a quick sale, full recovery of a claim or preservation of value in an adverse market.
Debitum Reports That Cumulative Investments Have Passed €200m
The figure describes cumulative volume since the platform launched, not current assets under management or a guarantee of asset quality. Published operating data should be considered alongside financial statements, arrears and issuer concentration.
Important: cumulative historical volume and reported default statistics are not a substitute for reviewing the specific asset, issuer and documentation.
Affiliate transparency: Some platform buttons on this page are affiliate links. P2P Investitor may receive a commission if you register through them, at no additional cost to you.
