New figures on funds added, returns earned and record loan originations, with context on what the numbers show and what they do not prove.
Monthly statistics
Go & Grow Reports €40.36m Added in June
According to the official publication, customers added a total of €40,360,001 to their accounts in June 2026. During the same month, customers earned €3,725,680 in returns and 709 new customers joined the product.
What changed
Key figures
€40,360,001 added to Go & Grow;
€3,725,680 in returns earned during the month;
709 new customers;
€43,391,040 in loan originations by Bondora Group.
Loan origination breakdown
Finland: €26.24m, or 60.5%;
The Netherlands: €6.34m, or 14.6%;
Estonia: €4.90m, or 11.3%;
Denmark: €4.80m, or 11.0%;
Latvia: €1.11m, or 2.5%.
What this means for investors
The figures show high activity and growing lending but should not be treated as evidence of guaranteed returns or immediate liquidity. Funds added and loans originated are different metrics. The platform explicitly notes that some funds may be awaiting allocation and that withdrawals are accounted for separately.
Investor Impact
Activity: ↑
Funds added and new loan originations indicate higher activity during June.
Return: ↔
The monthly statistics do not change the advertised return of up to 6% per year.
Liquidity: ↔
More funds added do not guarantee that every withdrawal will be completed immediately.
Concentration: high
Finland accounted for 60.5% of new loan originations during the month.
Important: Go & Grow offers returns of up to 6% per year, not a guaranteed 6%. The underlying loans are unsecured. In exceptional circumstances, withdrawals may be paid in instalments rather than the entire amount being received immediately.
No change in the Score. Monthly funds added and loan-origination volumes do not independently change a methodology criterion.
Credit risk
Bondora Publishes a More Detailed Loan Portfolio Report
The new report examines portfolio quality, non-performing loans, recoveries and the PD12 and Loss Given Default metrics. According to the published figures, almost 80% of loans remain active across the observed periods.
What changed
How is risk measured?
Bondora classifies a loan as non-performing when a payment is more than 90 days overdue and the contract has been terminated because of the arrears. This does not automatically mean that the entire principal is permanently lost.
What should investors monitor?
Arrears are more useful when considered alongside actual recoveries, country concentration and the performance of individual loan vintages. Finland accounts for around 60% of the portfolio and remains an important concentration factor.
What this means for investors
The more detailed figures support a better-informed assessment of arrears, recoveries and country concentration. They do not mean that credit risk has declined or turn forecast IRR into a guaranteed return.
Investor Impact
Transparency: ↑
The report provides more information on non-performing loans, recoveries and expected losses.
Credit risk: clearer
The risk remains, but investors receive more data with which to assess it.
Concentration: remains
Finland represents around 60% of the portfolio and remains a major concentration factor.
Forecast return: not guaranteed
IRR depends on assumptions about future arrears and recoveries.
Context: forecast IRR is a calculation based on historical data and assumptions about future arrears and recoveries. It is not a promised return, and actual results may differ.
Potential relevance to the transparency and risk-assessment criteria. The more detailed report improves the availability of information, but the Score is not changed automatically before the data is reviewed against the methodology.
